Introduction Private investors play a crucial role in providing capital to businesses, supporting their growth and innovation. However, choosing the right opportunity can be difficult. Before getting too deep in the weeds in your analysis, Bruce Roberts, CEO of Carofin, an investment bank, recommends using a framework developed over two decades to efficiently guide a prospective private investor...
For over 100 years there has been debate among historians, and a few eccentric mathematicians, over the origin of the quote “there are three types of lies: lies, damned lies, and statistics.” If you’re English, you could go with the 1st Earl of Balfour in 1892 or Benjamin Disraeli, a leading politician at that time. If you’re American, you’re probably thinking Mark Twain came up with it (he...
By Nash Roberts The road to starting a company often takes many turns. It took Coletta Dorado, founder of AZZLY, Inc., an addiction treatment and behavioral healthcare software company, two careers, the loss of one relative, and the persistence of Job to settle on her mission. Here is the story of a founder, mother, employer, and pioneer. But, first, some background on the world of...
Carofin and CFS Announce Successful Redemption of Commercial Airplane Parts Investment Brevard, NC – February 27, 2023 -- Carofin and Carolina Financial Securities are pleased to announce that DSC Trading, LLC has redeemed in full their investors’ capital and coupon in 11% Senior Secured Notes. Based in Branson, MO, DSC Trading has been a leading supplier of expendable and consumable...
Many years ago, I was asked to finance a start-up company that wanted to create a cigar vending machine business for sports arenas. I quickly passed. Didn’t get it. Couldn’t see why the world needed it. I’ve yet to see one at a ball game, so maybe I called that one right. I wish I did every time. Getting It Should be Easy When an entrepreneur says to me, “You get it,” it always strikes me...
When conducting Carofin’s and its affiliate's due diligence on a prospective issuer (and consequent private offering), Carofin’s investment bankers and analysts follow a process that has been codified over the last 25 years. The following Due Diligence Checklist is our template that we’re delighted to share....
Our parent company has decades of experience structuring private credit for investors, so we sourced a few suggestions for those looking to capture high returns by lending money to companies. Several years ago, a small import/export consumer goods company approached us to raise capital to build inventory. In the course of conducting our due diligence, we discovered that the owner of the...
Would you expect a pro football player to become the CEO of a successful cosmetics company? We didn't. But, then, we listened to his story. And it made sense. This is an interview by Bruce Smith, Carofin’s Vice President of Investor Development, with Chris Kolodziejski, CEO and Founder of Mosaic Distributors, a developer and distributor of fine eye and brow makeup that does business under the...
In the interest of accessibility, here are some terms that any investor should be familiary with.
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